0% APR Finance
When it comes to buying a brand-new car, many drivers will understandably want to spread the costs with flexible finance deals and low monthly payments. With 0% APR, customers can spread their payments over time without incurring interest or additional fees.
Available with Personal Contract Purchase (PCP) and Hire Purchase (HP), you're able to choose the 0% APR finance option that suits your lifestyle perfectly.
We've highlighted some of the most affordable and attractive 0% APR deals on the market in 2025 below.
- Renault Clio
- Dacia Spring
- Renault Scenic
- Hyundai KONA
- Renault 5
- Jeep Avenger
- Ford Explorer
- Ford Focus
- Hyundai IONIQ 6
- Ford Mustang Mach-E
0% APR Hybrid and Electric Car Deals
If you're looking to make the switch to a more eco-friendly vehicle without the high price tag of buying one outright, consider financing a hybrid or electric car with interest-free payments.
Whether you're interested in going fully electric or you'd like the best of both worlds with a hybrid vehicle, there are plenty of options available with 0% APR finance to browse through.
This can significantly reduce your monthly payments and overall financing costs, making the transition to a hybrid or electric car more accessible.
Renault Clio 1.6 E-Tech full hybrid 145 Evolution 5dr Auto
£134.70 per month inc. VAT, with £6,500.00 initial payment, 8,000 miles per annum, 25 months Personal Contract Purchase.
The Renault Clio has long been a favourite in the supermini segment, and this full-hybrid Evolution model has all the equipment you need and boasts low monthly payments. The E-Tech powertrain combines a 1.6-litre petrol engine with an electric motor, delivering nippy performance and charging without the need to plug in.
The Evolution trim features a crisp digital driver display, air conditioning, and smartphone connectivity through Apple CarPlay and Android Auto. Ideal for city and motorway driving, the Clio offers a composed, comfortable ride with plenty of technology to keep you connected.
Its compact exterior hides a surprisingly roomy interior, too. With a 301-litre boot and rear seats that fold down to create 1,006 litres of space, it’s practical enough for weekly shops, weekends away, and the daily commute.
View Renault Clio 0% APR DealDacia Spring 27kWh Expression 45 33kW 5dr Auto
£149.97 per month inc. VAT, with £149.00 initial payment with a deposit contribution of £1,000, 8,000 miles per annum, 49 months Personal Contract Purchase.
Alongside the no-nonsense Dacia Sandero, the all-electric Spring proudly holds a place as one of the most affordable new cars on sale in the UK today. Dacia has built a strong reputation for delivering exactly what drivers need, which equals dependable, fuss-free cars with all the essentials.
With a 27kWh battery and lightweight design, the Spring offers zero-emission motoring in a compact and city-friendly package. It may not be built for performance, but with its simple automatic drive and surprisingly roomy interior, it ticks all the right boxes for a wide range of driving needs.
The Expression trim includes must-have features like rear parking sensors, a reversing camera, air conditioning, and even a touchscreen infotainment system with built-in navigation. There’s also smartphone connectivity via Android Auto and Apple CarPlay, so you’re fully set up to stay connected on the move.
View Dacia Spring 0% APR DealRenault Scenic E-Tech 160kW Iconic 87kWh Long Range 5dr Auto
£181.79 per month inc. VAT, with £14,999 initial payment, 8,000 miles per annum, 25 months Personal Contract Purchase.
Now reimagined as a sleek, high-Tech electric SUV, the Renault Scenic delivers a strong mix of long-range capability, everyday comfort, and modern electrified design. With a 87kWh battery and a fully electric powertrain, the Scenic offers up to 379 miles of range, so you won't have to worry about range anxiety during longer trips.
The Iconic trim brings premium touches like a Google-powered infotainment system with a large central touchscreen, built-in navigation, voice control, and over-the-air updates. There's also ambient lighting, advanced driver assistance systems, and a clever modular cabin layout that adapts to your needs.
Practicality is a strong suit of the Scenic, with plenty of room for passengers, luggage, and everything in between, thanks to lots of clever storage spaces and a 545-litre boot. Not only is it great for families, it's also ideal for solo drivers, professionals, or anyone looking to go electric without compromise.
View Renault Scenic E-Tech 0% APR DealHyundai KONA 1.6 GDi Hybrid Advance 5dr DCT
£195.87 per month inc. VAT, with £7,200.00 initial payment, 8,000 miles per annum, 25 months Personal Contract Purchase.
The Hyundai KONA Hybrid is a strong contender for small SUV buyers looking for something with a bit more flair and electrification. Its self-charging hybrid engine provides excellent fuel economy and low emissions, and it charges while you drive, so there's no need to worry about plugging in.
The Advance trim brings high levels of standard equipment, including a smart infotainment system with wireless phone mirroring, rear parking sensors, cruise control, and LED lighting. The interior feels solidly built and cleverly designed, with useful cubbies and a 466-litre boot that's big enough for family life.
On the road, the KONA is quiet, smooth, and light to steer, with a dual-clutch automatic gearbox making the experience even more relaxing. It's a versatile SUV that’s just as at home in the city as it is out on country roads, and with 0% APR and low monthly payments, it's excellent value too.
View Hyundai KONA 0% APR DealRenault 5 110kW Techno Comfort Range 52 kWh 5dr Auto
£227.82 per month inc. VAT, with £8,299.00 initial payment, 8,000 miles per annum, 25 months Personal Contract Purchase.
Renault is bringing back the 5, this time as a fully electric hatchback with a fresh look and a focus on everyday usability. While it carries design nods to the classic model, this version is built for modern life; it's compact, efficient, and easy to live with.
Powered by a 110kW electric motor and a 52kWh battery, the Renault 5 Techno Comfort Range delivers up to 250 miles of range, which is plenty for most daily driving needs and even long days out. It’s also compatible with rapid charging, making top-ups quick and convenient.
Inside, it feels current and well thought out. The Techno trim includes a bright digital driver display, a large infotainment touchscreen, and built-in navigation. You also get wireless phone integration, voice control, and a light, airy cabin design with a few modern details that give it some personality.
View Renault 5 0% APR DealJeep Avenger 1.2 e-Hybrid Summit 5dr DCT
£299.00 per month inc. VAT, with £3,750.00 initial payment, 6,000 miles per annum, 36 months Personal Contract Purchase.
The Jeep Avenger is a small SUV that leans into everyday use, rather than the off-road image the brand is usually known for. It’s still got a bit of that rugged look, but this version is mainly focused on comfort, technology, and efficiency for city and motorway driving.
The 1.2-litre e-Hybrid engine is paired with an automatic gearbox and a mild-hybrid system that helps lower emissions and save a bit on fuel. It drives like a regular petrol car, but with some electric assistance during low-speed manoeuvres and start-stop traffic.
Inside, the Summit trim boasts plenty of hi-tech features, including a fully digital driver display, wireless charging pad, adaptive cruise control, and a host of driver aids that help take the edge off longer trips. The cabin has a clean, modern layout and some neat touches that make it feel more grown-up than you might expect.
There’s also a good amount of room in the back for bags and shopping, with a 321-litre boot as standard, which expands to 1,218 litres with the rear seats folded. That makes it well suited for weekends away, the occasional flat-pack run, or just everyday life when you need flexibility.
View Jeep Avenger 0% APR DealFord Explorer 125kW Style 52kWh 5dr Auto
£329.00 per month inc. VAT, with £2,995.00 initial payment, 6,000 miles per annum, 49 months Personal Contract Purchase.
The Ford Explorer is a new name in Ford’s electric line-up, and it’s aimed at those who want the benefits of an SUV but in a package that’s easier to live with and kinder on running costs.
This version features a 125kW electric motor and a 52kWh battery, which delivers solid performance for daily use and 233 miles of range that makes it well-suited to commuting, errands, and regular weekend trips. Being all-electric, it’s quiet and smooth on the road, especially in stop-start traffic.
Inside, the Style trim keeps things simple but not sparse. You’ll find a clean cabin layout with a large touchscreen that handles media, navigation, and smartphone connectivity, plus some clever storage ideas and useful tech that makes everyday driving easier, such as parking sensors and cruise control.
It’s also got a decent-sized 470-litre boot, along with flexible seating that makes it easy to adapt for passengers or luggage.
View Ford Explorer 0% APR DealFord Focus 1.0 EcoBoost Hybrid mHEV Titanium 5dr
£335.00 per month inc. VAT, with £2,995.00 initial payment, 6,000 miles per annum, 39 months Personal Contract Purchase.
The Ford Focus has been celebrated amongst UK drivers ever since its initial launch in 1998, and it's certainly come a long way since then in terms of style, practicality, and driving dynamics.
Ranking high in the hatchback segment, the Focus is extremely dependable and robust, with excellent build quality you can trust. Both drivers and passengers will be entertained on the move too, thanks to an abundance of hi-tech equipment in Titanium models, including a touchscreen infotainment display featuring Apple CarPlay and Android Auto.
Many buyers will opt for the Focus for its practicality, as whilst being compact in size, it sports a decent 375-litre boot that can be extended to 1,237 litres with the rear seats folded.
View Ford Focus 0% APR DealHyundai IONIQ 6 168kW Premium 77kWh 4dr Auto
£475.92 per month inc. VAT, with £6,000.00 initial payment with a deposit contribution of £2,000, 8,000 miles per annum, 37 months Personal Contract Purchase.
The IONIQ 6 places a large emphasis on design, with a saloon bodystyle that’s far more sculpted and flowing than the blocky silhouettes seen in many other electric models.
With a 77kWh battery and 168kW motor, the IONIQ 6 offers a range of 338 miles on a full charge, which makes it a strong option for longer commutes or regular motorway trips where charging stops aren’t always convenient. It also supports ultra-rapid charging, so you can top up quickly when you need to.
Inside, it’s quiet and minimal, with a clean dashboard layout and a spacious feel helped by the low centre tunnel and flat floor. The Premium trim includes dual widescreen displays, heated front seats and steering wheel, ambient lighting, and a full suite of driver assistance systems like adaptive cruise and lane keeping.
Rear seat space is generous, with loads of legroom for passengers, and the boot size is generous at 401 litres.
View Hyundai IONIQ 6 0% APR DealFord Mustang Mach-E 272kW Premium 91kWh AWD 5dr Auto
£559.00 per month inc. VAT, with £9,995.00 initial payment, 6,000 miles per annum, 39 months Personal Contract Purchase.
Electric SUVs have become more common in recent years, but few offer the combination of badge appeal, performance and practicality quite like the Ford Mustang Mach-E. While the name might come from one of Ford’s iconic Mustang, the Mach-E is a very different kind of vehicle; fully electric, family-friendly, and built for everyday use.
This version features a 91kWh battery and twin-motor all-wheel drive setup, producing 272kW of power. That’s enough for fast acceleration and confident grip in all weather, while still offering a real-world driving range of 372 miles.
The Premium trim includes a long list of standard features, with highlights like a panoramic glass roof, heated seats and steering wheel, premium audio, and one of the largest infotainment screens on the market. Ford’s SYNC system is easy to get used to, and there’s also wireless Apple CarPlay and Android Auto included.
In terms of practicality, there’s plenty of room for passengers in both rows, and a good amount of boot space too. The rear cargo area offers 402 litres, rising to 1,420 litres with the back seats folded.
View Ford Mustang Mach-E 0% APR DealFind your perfect car with Evans Halshaw
With such a wide range of finance options which allow you to buy a brand-new car on a budget, you're sure to find an affordable offer that suits your lifestyle perfectly. At Evans Halshaw, we offer a range of 0% APR finance deals to support you in making interest-free payments at low monthly costs.
If you've already found the car you'd like, simply contact your local Evans Halshaw retailer today to book a test drive. Alternatively, if you'd like more information, you can visit our blog section, where you can find an extensive range of buying guides to help you start your search for your new car.
Please be aware that all offers are subject to change and all photographs shown are for illustration purposes only. Terms and conditions apply, for further details please visit each individual offer.
